To better understand credit repair, one might ask the question “Is it possible”? The answer is “Yes”. It is also helpful to understand that there are legal ways to improve your credit score. Credit Repair consists of removing inaccurate items on a credit report.
All credit reports contain errors and inaccurate information (Yes that is true, I have yet to see a report that is 100% accurate). These inaccuracies can be costing you hundreds or even thousands of dollars each year because of a low credit score.
Why bother to improve your credit score? Few things in life can have such a dramatic effect on your financial and emotional well-being. What matters to the credit bureaus and should to you, is whether the information was reported according to the Fair Credit Reporting Act (FCRA), and if you are in a collections, is the collector complying with the Fair Debt Collection Practices Act (FDCPA).
Fixing problems on credit reports is a lot like yard work. Sure, you could do it yourself, but you are a lot better off having a professional handle it for you. Easy Credit Relief will start by talking over with you your personal situation, listening to your answers and going over your personal report. Then we will create a plan that you can feel good about. Sometimes all that is needed is to talk to the right person or know where to place the right call.
Pricing: our program is based on results and each individual’s desired outcome. We use a pay per deletion and/or correction model which means that you are charged only after the desired outcome has been achieved. Each client is given a Good Faith Estimate for the work to be done prior to Easy Credit Relief Inc. beginning work on the report. On average most clients pay $300 to $600 for our credit repair services, though it varies from person to person.
Cancelation policy: You may cancel our service at any time by sending in the cancelation notice given to you when you sign up by either faxing it to (805) 299-4980 and or sending it to firstname.lastname@example.org via email or simply sending in an email asking to stop our service.
Refund policy: Services are non-refundable since all services are rendered before payment is received.
Customer Service: email email@example.com or call 800-679-1505 and ask for customer service dept.